Financial Calendar & Roadshows

Events

Financial Calendar

Date	Event
January 30, 2018	Start of the quiet period
February 27, 2018	Preliminary results 2017
March 29, 2018	Publication of the Consolidated Annual Report 2017
April 27, 2018	Record date for the Ordinary Annual General Meeting 2018
May 7, 2018	Ordinary Annual General Meeting 2018
May 10, 2018	Start of the quiet period
May 15, 2018	Dividend ex-date
May 16, 2018	Dividend record date
May 17, 2018	Dividend payment date
May 24, 2018	Results Q1 2018
July 31, 2018	Start of the quiet period
August 14, 2018	Results H1 2018
October 25, 2018	Start of the quiet period
November 8, 2018	Results Q3 2018

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: October 24, 2017

Date	Event
January 29, 2019	Start of the quiet period
February 19, 2019	Preliminary results 2018
March 15, 2019	Publication of the Consolidated Annual Report 2018
April 20, 2019	Record date for the Ordinary Annual General Meeting 2019
April 30, 2019	Ordinary Annual General Meeting 2019
May 1, 2019	Start of the quiet period
May 8, 2019	Dividend ex-date
May 9, 2019	Dividend record date
May 10, 2019	Dividend payment date
May 14, 2019	Results Q1 2019
July 16, 2019	Start of the quiet period
July 30, 2019	Results H1 2019
October 15, 2019	Start of the quiet period
October 29, 2019	Results Q3 2019

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: July 30, 2019

Date	Event
January 28, 2020	Start of the quiet period
February 19, 2019	Preliminary results 2019
March 20, 2020	Publication of the Consolidated Annual Report 2019
April 13, 2020	Start of the quiet period
April 27, 2020	Results Q1 2020
July 14, 2020	Start of the quiet period
July 28, 2020	Results H1 2020
October 13, 2020	Start of the quiet period
October 20, 2020	Record date for the Ordinary Annual General Meeting 2020
October 27, 2020	Results Q3 2020
October 30, 2020	Ordinary Annual General Meeting 2020
2019 dividend*	Dividend ex-date Dividend record date Dividend payment date

* We are fully committed to distributing our earmarked dividends, subject to regulatory approval. Further guidance from the ECB regarding capital distributions will be given during the fourth quarter.

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: July 28, 2020

Date	Event
January 26, 2021	Start of the quiet period
February 9, 2021	Preliminary FY 2020 results
February 21, 2021	Record date for the Extraordinary General Meeting
March 3, 2021	Extraordinary General Meeting (virtual)
March 8, 2021	Publication of the Consolidated Annual Report 2020
March 10, 2021	Dividend ex-date
March 11, 2021	Dividend record date
March 12, 2021	Dividend payment date
April 12, 2021	Start of the quiet period
April 26, 2021	Results Q1 2021
July 12, 2021	Start of the quiet period
July 26, 2021	Results Q2 2021
August 17, 2021	Record date for the Ordinary Annual General Meeting 2021
August 27, 2021	Annual General Meeting
September 20, 2021	Investor Day
October 6, 2021	Dividend ex-date
October 7, 2021	Dividend record date
October 8, 2021	Dividend payment date
October 14, 2021	Start of the quiet period
October 28, 2021	Results Q3 2021

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: August 6, 2021

Date	Event
February 8, 2022	Start of the quiet period
March 1, 2022	Publication of FY 2021 Results and Consolidated Annual Report 2021
March 18, 2022	Record date for the Ordinary Annual General Meeting 2022
March 28, 2022	Annual General Meeting 2022
April 1, 2022	Dividend ex-date
April 4, 2022	Dividend record date
April 5, 2022	Dividend payment date
April 12, 2022	Start of the quiet period
April 26, 2022	Results Q1 2022
July 7, 2022	Start of the quiet period
July 21, 2022	Results Q2 2022
July 29, 2022	Half-year financial report 2022
October 5, 2022	Start of the quiet period
October 19, 2022	Results Q3 2022

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: July 19, 2022

Date	Event
January 23, 2023	Start of the quiet period
February 13, 2023	Preliminary FY 2022 Results
March 10, 2023	Publication of FY 2022 Consolidated Annual Report
March 21, 2023	Record date for the Ordinary Annual General Meeting 2023
March 31, 2023	Annual General Meeting 2023
April 4, 2023	Dividend ex-date
April 5, 2023	Dividend record date
April 6, 2023	Dividend payment date
April 11, 2023	Start of the quiet period
April 25, 2023	Results Q1 2023
July 5, 2023	Start of the quiet period
July 19, 2023	Results Q2 2023
July 28, 2023	Half-year financial report 2023
October 3, 2023	Start of the quiet period
October 17, 2023	Results Q3 2023

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: July 21, 2023

Date	Event
January 18, 2024	Start of the quiet period
February 01, 2024	Preliminary FY 2023 Results
March 08, 2024	Publication of FY 2023 Consolidated Annual Report
March 29, 2024	Record date for the Ordinary Annual General Meeting 2024
April 08, 2024	Annual General Meeting 2024
April 10, 2024	Dividend ex-date
April 11, 2024	Dividend record date
April 15, 2024	Dividend payment date
April 15, 2024	Start of the quiet period
April 29, 2024	Results Q1 2024
July 04, 2024	Pre-earnings call with Analysts
July 04, 2024	Start of the quiet period
July 18, 2024	Results Q2 2024
July 26, 2024	Half-year financial report 2024
14 October 2024	Start of the quiet period
28 October 2024	Results Q3 2024

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: October 30, 2023

Date	Event
12 Feb	Start of quiet period
4 Mar	Release FY 2024 and Investor Day 2025
7 March	Publication of Annual Report 2024
25 March	Record date for the Ordinary Annual General Meeting 2025
4 April	Annual General Meeting 2025
8 Apr	Dividend ex-date
9 Apr	Dividend record date
11 Apr	Dividend payment date
15 Apr	Start of quiet period
29 Apr	Q1 2025 Results
Week of 8 Jul	Start of quiet period
Week of 21 July	Q2 2025 Results
31 July	Publication of H1 2025 report
Week of 6 October	Start of quiet period
Week of 20 October	Q3 2025 Results
12 Feb	Start of quiet period

Note: All future dates listed here are tentative and may be changed throughout the course of the year.

Last change: October 27, 2024

IR Roadshows and Conferences

Date	Event
January 23, 2019	18th German Corporate Conference (Kepler Chevreux) Frankfurt
February 19-20, 2019	BAWAG Group Roadshow London
February 21, 2019	BAWAG Group Roadshow Frankfurt
February 22, 2019	BAWAG Group Roadshow Belgium and Netherlands
February 25, 2019 - March 1, 2019	BAWAG Group Roadshow USA
March 7, 2019	Investor Breakfast Vienna
March 20, 2019	Morgan Stanley European Financials Conference London
April 1-2, 2019	Raiffeisen Centrobank Investor Conference Zürs/Arlberg (Austria)
April 16, 2019	Austria Conference New York
May 14, 2019	BAWAG Group Roadshow London
May 15, 2019	UBS Pan European Small and Mid-Cap Conference London
May 16, 2019	BAWAG Group Roadshow Nordics
May 17, 2019	BAWAG Group Roadshow Frankfurt
June 6, 2019	Goldman Sachs European Financials Conference Paris
July 30, 2019	BAWAG Group Roadshow London
September 17, 2019	UBS Best of Small/Mid Cap Investor Day Frankfurt
September 19, 2019	Citi Small & Mid-Cap Conference London
September 25, 2019	BofAML 24th Annual Financials CEO Conference London
October 1, 2019	mbank European Financials Conference Warsaw
October 7, 2019	The Finest CEElection Investor Conference (Erste Group) Vienna
October 29, 2019	BAWAG Group Roadshow London
October 30, 2019	BAWAG Group Roadshow London
October 31, 2019	BAWAG Group Roadshow Copenhagen
November 1, 2019	BAWAG Group Roadshow Helsinki / Oslo
November 4, 2019	BAWAG Group Roadshow Netherlands
November 12, 2019	UBS European Conference 2019 London

Note: All future dates listed here may be changed throughout the course of the year and roadshows/conferences will be added on an ongoing basis.

Last change: January 14, 2020

Date	Event
January 22, 2020	19th German Corporate Conference (Kepler Chevreux) Frankfurt
February 12-14, 2020	BAWAG Group Roadshow London
February 14, 2020	BAWAG Group Roadshow Paris
February 18, 2020	BAWAG Group Roadshow Vienna
February 24-28, 2020	BAWAG Group Roadshow USA
March 5, 2020	BAWAG Group Roadshow Switzerland (Credit Suisse)
March 17, 2020	JPM small/mid cap conference Digital
March 18, 2020	Morgan Stanley European Financials Conference Digital
April 27, 2020	BAWAG Group Roadshow Digital
May 6, 2020	BAWAG Group Roadshow London
May 12, 2020	KBW European Financials Conference Digital
May 13, 2020	Pan European Small and Mid-Cap Conference (UBS) Digital
June 11, 2020	Goldman Sachs European Financials Conference Rome Webcast replay available
June 23, 2020	Autonomous CEE Financials conference Digital
July 28, 2020	BAWAG Group Roadshow (Digital One-on-One & Group Meetings) Digital
July 30, 2020	Asia investor call
September 17, 2020	Citi Virtual Small, Mid-Cap & Growth Conference Digital
September 23, 2020	BAML Financial Conference Digital
October 5, 2020	Erste Group - The Finest CEElection Investor Conference Digital
October 27, 2020	BAWAG Group Roadshow (Digital One-on-One & Group Meetings) Digital
November 11, 2020	UBS Financials Conference Digital
November 23, 2020	Citi Pan-Asia Conference Digital
November 24, 2020	UBS German Senior Day Digital
November 25, 2020	RCB Austrian Day Digital

Note: All future dates listed here may be changed throughout the course of the year and roadshows/conferences will be added on an ongoing basis.

Last change: October 9, 2020

Date	Event
January 20, 2021	20th German Corporate conference (Kepler Chevreux)
February 9, 2021	Digital one-on-one and Group Meetings
March 5, 2021	Extraordinary General Meeting (virtual: https://www.bawaggroup.com/agm)
Week of March 8, 2021	Digital one-on-one and Group Meetings
March 17, 2021	Morgan Stanley European Financials conference
April 8, 2021	Austrian Equity Days of Kepler Chevreux & Vienna Stock Exchange
April 12, 2021	Virtual RCB conference
April 26, 2021	Digital one-on-one and Group Meetings after Q1 results
May 5, 2021	Goldman Sachs small/mid-cap symposium
May 12, 2021	KBW European Financials conference UBS small/mid-cap conference
June 9, 2021	Goldman Sachs European Financials conference
July 26, 2021	Digital one-on-one and Group Meetings
September 20, 2021	Investor Day
September 22, 2021	BAML conference
September 23, 2021	18th Bernstein Strategic Decision Conference
September 27, 2021	Scandinavia roadshow
September 27, 2021	Benelux roadshow
September 28, 2021	US and UK roadshow
September 28, 2021	France, Spain, Italy roadshow
September 29, 2021	Asia / Australia roadshow
October 1, 2021	Mid-East roadshow
October 4, 2021	Germany roadshow
October 05, 2021	Switzerland roadshow
November 24, 2021	Deutsches Eigenkapitalforum

Note: All future dates listed here may be changed throughout the course of the year and roadshows/conferences will be added on an ongoing basis.

Last change: November 23, 2021

Date	Event
January 19, 2022	21st German Corporate conference (Kepler Cheuvreux)
March 1-2, 2022	Roadshows following FY reporting
March 16, 2022	Morgan Stanley European Financials conference
March 30, 2022	Jefferies Pan-European mid-cap conference
April 5, 2022	CEO Series – Anas Abuzaakouk (JP Morgan)
April 6, 2022	Digital Austrian Equity Days 2022 Paris (Kepler Cheuvreux, Unicredit)
April 26, 2022	Virtual Q1 2022 roadshow
May 7-8, 2022	UBS Pan Euro Small & Mid cap conference
June 8, 2022	Goldman Sachs European Financials Conference
June 30, 2022	RBI US roadshow
July 21, 2022	Virtual Q2 2022 roadshow
September 21, 2022	BofA 27th Annual Financials CEO Conference 2022
October 3, 2022	Erste Group investor conference
October 19-20, 2022	Q3 2022 roadshow London
Week of November 14, 2022	US roadshow

Note: All future dates listed here may be changed throughout the course of the year and roadshows/conferences will be added on an ongoing basis.

Last change: October 19, 2022

Date	Event
January 18, 2023	Kepler Cheuvreux conference (Frankfurt)
February 13-14, 2023	FY 2022 roadshow
March 15, 2023	European Financials conference (Morgan Stanley)
March 29, 2023	Pan European mid-cap conference (Jefferies)
April 25-26, 2023	Q1 2023 Roadshow (London)
June 14, 2023	European Financials conference (Goldman Sachs)
July 4 2023	Credit roadshows (London)
July 19, 2023	Q2 2023 roadshow (virtual)
September 19, 2023	Bank of America Financials conference
Week of October 16, 2023	Q3 roadshow (London)
October 18, 2023	Retail Shareholder Day
November 14, 2023	Mid-cap CEO conference BNP

Note: All future dates listed here may be changed throughout the course of the year and roadshows/conferences will be added on an ongoing basis.

Last change: May 2, 2023

Date	Event
January 17, 2024	Kepler Chevreux 23rd German Corporate Conference (Frankfurt)
February 1, 2024	Preliminary FY 2023 results roadshow (London)
February 1, 2024	Investor dinner (London)
February 4-5, 2024	Roadshow (Middle East)
February 14, 2024	Roadshow (Miami)
February 15, 2024	KBW Boca Raton Winter Financial Services conference
March 4-6, 2024	US and Canada Roadshow (New York, Boston, Toronto)
March 12, 2024	Morgan Stanley European Financials conference (London)
March 13, 2024	JPM Pan-european small/mid cap CEO conference
April 10, 2024	Roadshow (Brussels)
April 29, 2024	Q1 2024 results roadshow (virtual)
April 30, 2024	Asia roadshow (virtual)
May 29, 2024	Deutsche Bank Global Financials conference (New York)
May 30, 2024	Roadshow (Toronto)
June 4-5, 2024	Goldman Sachs 28th European Financials conference (Madrid)
June 18, 2024	Kepler Chevreux SMID conference Paris
July 18, 2024	Q2 2024 roadshow (virtual)
September 25, 2024	29th Annual Financials CEO Conference 2024 Bank of America
October 1, 2024	Stock Exchange Information Day - Graz
October 7, 2024	Erste Group The Finest CEElection Equity Investor Conference 2024
Week of 21 October 2024	Middle East roadshow
November 20, 2024	BNP CEO conference (Paris)
November 21, 2024	JPM European financial conference (London)

Note: All future dates listed here may be changed throughout the course of the year and roadshows/conferences will be added on an ongoing basis.

Last change: April 18, 2024

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Financial Calendar

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IR Roadshows and Conferences

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